(607NewsNow) — Let’s talk about something that keeps people up at night: falling behind on taxes. If you haven’t filed in years, don’t panic — but don’t wait either.

There’s no statute of limitations for unfiled returns. The IRS usually wants the last six years, but if you’re due a refund, you only have three years to claim it — after that, it’s gone.

And yes, the IRS and New York State will eventually catch up. Wage garnishments and enforcement actions are very real, even if you haven’t heard anything yet.

To make things more confusing, we’ve seen an increase in faulty notices lately due to IRS and state processing delays. Payments may have gone through but weren’t properly applied. If you got a scary letter, don’t ignore it — let us help.

And don’t fall for those over-the-top radio ads promising to wipe your slate clean. Bring what you have to Sprague & Jackson. We’ll review everything, fix what’s needed, and help you sleep easier.

Final Word from Angie:

“If you’re behind, you can still catch up. Just bring what you’ve got — we’ll take it from there.”

For a more personalized tax consultation, reach out today to Sprague & Jackson. Call us or visit www.sprjac.com for more information!